Uninsured/Underinsured Motorist Claims
Under Illinois’ mandatory insurance law, drivers are required to have vehicle liability insurance. However, the minimum insurance coverage required by law is not likely to be enough to cover the full cost of a serious injury. People injured by underinsured motorists are often left wondering where to turn.
At Clark Frost Zucchi, our car accident lawyers can help you explore all of the available compensation options after a crash with an uninsured or underinsured motorist. We have extensive knowledge of insurance matters, and we can help you maximize the amount of compensation you receive for medical expenses, lost wages, pain, suffering, reduced earning capacity and other damages.
What Are The Minimum Insurance Requirements?
To comply with Illinois’ mandatory insurance law, drivers must have auto insurance in at least the following amounts:
- $25,000 for injury or death of one person involved in an accident
- $50,000 for injury or death of more than one person involved in an accident
- $20,000 for damage to someone else’s property
The reality is that the cost of a single hospital visit for a serious injury can easily exceed the minimum required coverage. If you find yourself in an accident with a driver who only has the minimum insurance, your out-of-pocket costs could be extremely high.
That is why many people choose to purchase underinsured/uninsured motorist coverage in addition to their liability insurance. However, even when people have this kind of additional coverage, they may not be aware of it, or they might encounter obstacles when filing a claim.
Let Us Help | Get A Free Case Evaluation
To speak with an experienced attorney about your compensation options after a crash with an underinsured or uninsured motorist, call Clark Frost Zucchi at 815-315-9357, or send us an email. We advise and represent clients in Rockford and throughout the Rock River Valley region. Hablamos Español.