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Uber/Rideshare Accidents

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Rockford Uber/Rideshare Accident Attorneys

Ridesharing is becoming a significant part of the mainstream transportation network. A rideshare is when a passenger travels in a driver’s personal vehicle for a one-time ride that is purchased through an app. Uber and Lyft are the most widely known rideshare companies.

Many people use rideshares for convenient rides to airports, work, appointments, errands, and other situations when they might not have a car available. People will also summon a rideshare driver because they are not able to drive safely (like when they have been drinking), which is much better than driving under the influence.

While there are still taxi cabs in some areas, many people prefer using a rideshare driver. Many feel that the rideshare experience is more personal than a taxi because you are riding in someone’s personal vehicle — like getting a ride with a friend. 

However, just like when riding with a friend, you can get into a crash. Crashes caused by rideshare drivers can be frustrating experiences. If you are injured in one of these accidents, you may not know how to proceed. Whether you were a rideshare passenger or hit by a rideshare driver, an experienced Uber/rideshare accident lawyer from Clark Frost Zucchi can assist you with the process of filing a claim for compensation.

Insurance for Rideshare Drivers

As a passenger in a rideshare vehicle, you should know that Uber offers insurance to drivers to pay for any accidents that occur to passengers. The insurance is based on the driver’s status. Here’s what you should know:

  • Offline. When the driver app is off, the driver’s personal insurance company and coverages apply. Uber offers no coverage at this point.
  • Available. When the driver is waiting for a ride request, Uber maintains the following auto insurance on the driver’s behalf in the event of an accident:
    • $50,000 in bodily injury per person
    • $100,000 in bodily injury per accident
    • $25,000 in property damage per accident
  • En route to pick up riders and during trips. When the Uber driver is on their way to pick up a rider or has a rider in the vehicle with them, Uber offers $1 million third-party liability, uninsured/underinsured motorist bodily injury, and contingent comprehensive and collision (a $2,500 deductible applies).

After an accident, check everyone for injuries and call 911 if necessary. Call the police and inform Uber of the crash. You can contact them through the app. 

Contact the liable party’s insurance company to file a claim. If Uber wants you to settle for a lowball offer, refuse. Contact a lawyer to fight for your rights.

Contact Us Today

Ridesharing has become a common thing in cities and even suburban areas, but that does not necessarily make it safe. Uber drivers can get into car accidents just like anyone else, and when they do, they must face the consequences. Passengers or other drivers who are injured by the actions of an Uber or rideshare driver may be entitled to compensation for their medical bills, lost wages, and pain and suffering.

If you have been injured in an accident involving a rideshare vehicle, seek legal help from the team at Clark Frost Zucchi. We understand there can be some confusion about rideshare accidents, so we’ll guide you through the process. We serve clients throughout Northern Illinois. Fill out the online form or give us a call to schedule a free consultation.

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